Umbrella insurance offers numerous advantages. At Sump Insurance, we are happy to provide Clarinda, IA residents with all of the tools they need to make the right choices. To learn more about the benefits of umbrella insurance and the necessity of obtaining these policies, please take a moment to check out the following guide.
Lawsuit Protection
In this day and age, it is fair to see that people have never been more litigious. You may be under the belief that you will never get nailed with a frivolous lawsuit, but once that day comes? Umbrella insurance is going to be your best friend. These policies provide the necessary protection to ensure you are not left holding the bag for costly lawsuits.
Auto Accident Protection
Auto accidents are all too common, and without umbrella insurance coverage, more of your assets could be at risk than necessary. Let’s say that a significant auto accident takes place, and you are the one who is deemed responsible for it. All the assets you hold dear could be left at risk if you do not have umbrella insurance. The damage may very well exceed the coverage you currently have on hand.
Pet Related Incidents
We all think a lawsuit won’t occur. You never feel a pet would cause injuries or damage to the home. In many instances, the victim will file a lawsuit that could prove quite costly. Since many basic insurance policies do not cover these concerns, umbrella insurance policies become more important in these instances.
Sump Insurance is here to help Clarinda, IA residents who want to learn more about umbrella insurance policies. If you have any additional questions, pick up the phone and give us a call. You are also welcome to stop by and speak with our experienced insurance brokers directly.
